Hey, I’m a big fan of home study – books, CDs, and courses – and learning in “bits”. But NOTHING compares to getting away from your office or home, spending a few days with teachers and other “students”, and completely focusing on learning new strategies to improve your business.

CTEC courses The next surprise comes when you start bringing in some business. The wicked surprise goes by the name “gross revenue tax.” In addition to your $800 annual fee discussed above, you have to pay a tax based on your gross revenues. The tax doesn’t start until you are bringing in at least $250,000 a year, but it is important to remember what we are talking about here. This is a “gross” revenue tax. An example will help explain the significance of this.

Another solution to power needs is solar and wind power. It is unlikely that massive solar or wind power facilities will ever be effective sources of power for millions of customers. However, solar and wind power can be effective power sources for individual homes and small businesses. The major hurdle today is cost. A single wind tower costs up to $50,000 to install. Solar panels are not as expensive as in the past, but are still expensive enough that many homeowners are not able to easily afford them.

In response to having taxes raised on a massive scale the businesses will begin to lay people off. So now the people are paying for the transgression of the state government. Once this vicious cycle begins it will never end.

For the San Diego and California rollingwood real estate estate market we have to contend with our own Cap & Tax laws going into effect in 2011 that will increase utility costs by 20% over the next five and speeding up the loss of manufacturing jobs. We also have a new, old governor who was against proposition 13 which sets a maximum cap on property taxes and will likely propose new massive state taxes to deal with a $25.4 billion budget deficit.

CTEC classes If you’re from out of the state, you might be surprised that Texas has no state income tax. By moving to Austin from out of state, you can actually keep more of your money. For example, the highest federal income tax bracket is 35% but people living in states where an income tax is charged can actually be up to 44% with the state tax involved. By living in Austin, you’ll never pay more than 35% maximum.

CTEC approved provider What does this act do? Previously, California residents were taxed income tax for any amount that was forgiven on their mortgage by the bank. This applied to mortgage adjustments, foreclosures, and short sales. This was a terrible problem for many homeowners that were already struggling to make ends meet.

Congratulations, you have been approved for a new major credit card! However, do not let the headiness of having a better than average credit rating skew your judgment: now is the time to get very familiar with the credit card agreement that came along with your new card.