The investor appreciates that his or her time is money, so they understand that working with a knowledgeable Realtor in the areas where they wish to invest is invaluable to them. You save them this precious time.
CTEC approved provider In most cases, a California homeowner can refinance up to 100% of their home value. You may be able to keep your monthly payments the same or even lower them. The length of your loan payback period will determine your monthly payment amount.
There are a couple of types of bank account that you can use to protect your savings from tax, and to help fund your education. These are Education Savings Accounts (ESAs) and section 529 plans. In both cases, your money is not taxed provided you withdraw it and use it to pay for legitimate education expenses.
Long-term care insurance premiums. Eight million Americans now own long-term care insurance policies and premiums may be tax deductible for individuals and self-employed. Many people still overlook this deduction for themselves or when assisting a parent with their own tax filings. And, note that States are increasingly allowing tax deductions or credits for the purchase of long-term care insurance.
CTEC classes Prop. 90 allows a county to choose to accept or deny Prop. 13 and accept a grandfathered property value assessment when buying a new home. As of June 1, 2005, seven California counties honor Proposition 13; Alameda, Los Angeles, Orange, San Diego, San Mateo, Santa Clara and Ventura.
You also need two cars, because you both work, and these cars need insurance, tires, and other goodies. You have been reasonable, nothing fancy, but you still have to pay the monthly installments on both. So let’s say that this would mean an additional $ 600 or $700 for both cars, all included. – except, of course, the gas. I was about to forget that! And at three dollar +, even for two small cars, it will mean another $150? $200? Ok. Say it’s only $ 150. And you will change the oil and do minor mechanics yourself, and run on flat tires, not to overwhelm the budget. By the way, we forgot the college loans that, after all these years, you settled up to pay at about $200 a month.
CTEC courses If you are at the point where all of your consumer debt (except for your mortgage) has been erased you are in a great place to save for college. This is true whether your children are in grammar school or are in high school. Granted a child in high school means you do not have a lot of time. But remember, you do not have to come up with the money for all 4 years of college on day one of their freshman year.
A lawsuit is filed against anyone with a recorded interest. How do you find this out? You have a title search done and it will reveal who has a recorded interest or lien. I know of an example here in SW Florida where an attorney and real estate broker paid a bank $ 153,000 cash for a house in a foreclosure sale and the bank did NOT OWN THE HOUSE. Knowing who has a recorded interest is the real purpose of a quiet title action. Once you have served notice on the party/s that have a recorded interest, here is where the ice gets thick.